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Different Types of Leases

Gross lease: A property lease in which the tenant pays the base rent and the landlord agrees to pay all expenses which are normally associated with ownership, such as utilities, repairs, insurance, and (sometimes) taxes. Modified Gross lease would be whe... Read more

New Low Down Payment Loans - 3% Down

BY CAROLYN BIGDA CHICAGO TRIBUNE First-time homebuyers now have more options when it comes to getting a mortgage with a low down payment. The only question is how many of those buyers -- who tend to be young, often in their early 30s -- will benefit from ... Read more

My Livermore Valley Wine Country

I found this exquisit photo on line on the Facebook Page of the Independent Newspaper. I do not know who to whom I should credit this magnificent photo. If you should know please email me at richbuckley7@gmail.com. I'm not able to accurately locate wh... Read more

Debt Coverage Ratio by Bill Hand

Debt Service Coverage Ratio (DSCR) otherwise known as the debt coverage ratio (DCR) is one of the main tools that lenders use when deciding whether to make a particular loan. A simple example of how DSCR is calculated is as follows: = Net Op... Read more

Cob House

We've seen a few Cob Houses built here in Livermore, CA Valley Times Bay Area News Group Clay houses in quake country? Cob building gains Bay Area following By Pete Carey pcarey@mercurynews.com POSTED: 03/30/2014 03:00:00 PM PDT1 COMMENT| ... Read more
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